The main reason for homelessness in Canada is poverty. Many individuals and households may have part-time or full-time employment but do not make enough to afford adequate and stable housing. The individuals and families may be one pay check or emergency away from homelessness. Renters that are in need and spending at least half of their income on shelter (I.N.A.L.H.) are at high risk of becoming homeless. The number of renters that are paying more than half of their income on rental fees is a measure of the size of the homelessness problem. The City aims to see a downward trend in the proportion of renters in need. Data source: Statistics Canada.